Frisco · First-Time Buyers

A first home in Frisco

Every step explained before you get to it, from pre-approval to closing day.

First-time home buyers in Frisco

For first-time home buyers in Frisco, a townhome can be a lower-priced way in. It puts you close to Frisco's shopping, dining and jobs at a lower price than the single-family homes in its master-planned communities.

What I'll walk you through

Your real monthly number, including HOA dues, which matter a lot with townhomes. The Buyers Representation Document and state-required disclosures. Earnest money (typically about 1%) and the option fee (usually around $150 to $200), both held by the title company. Then the option period, inspection, repairs and closing at the title company. See first-time buyers.

Worth weighing

Frisco's convenience comes with traffic. Drive your commute on the Tollway or SH 121 at rush hour before you buy. If price is the bigger issue, compare Princeton or Anna, and if you want a quieter town nearby, Celina.

Next step

Ask me anything or call (469) 693-3839. More on Frisco neighborhoods, or go back home.

Frequently Asked Questions

Are there townhomes in Frisco?

Yes, and they can be a lower-priced way into Frisco.

What should I check with a townhome?

The HOA dues and what they cover.

How much earnest money do I need?

Typically about 1% of the sales price, held by the title company.

Frisco

What first-time buyers looks like in Frisco

Master-planned communities, luxury homes and townhomes, with Universal Kids Resort, the Tollway and SH 121.

The homes
Luxury homes, master-planned communities and townhomes.
Schools
Frisco ISD.
Getting around
Dallas North Tollway and SH 121.
Nearby
Shopping, sports venues and corporate headquarters. Universal Kids Resort opened July 1, 2026. Fields West, a large shopping, dining and entertainment district, is under construction (as of September 2026).
The trade-off
Frisco is more urban, with more traffic and congestion, and the homes are not quite as new as in places like Prosper and Celina.